The Future of
Digital Payments!
Pay utility bills, earn closed-loop reward coins, order from verified local merchants, and empower retail business with enterprise inventory and barcode POS.
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The Magic of
Smart Banking
Next-gen contactless cards, voice authorization, and instant utility reconciliation.
Pay, Transfer & Manage Money Effortlessly & Securely
Instant BBPS utility settlements, closed-loop reward coins, verified merchant packages, and biometric voice security.
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Live BBPSBuilding the Future of
Digital Payments
PayBills unifies consumer everyday spending with enterprise retail power. We connect millions of household utility payments and gamified rewards directly into local merchant supply chains, ERPs, and barcode POS registers.
Secure & Reliable Fintech
Bank-grade infrastructure secured with voice biometric verification, Argon2id cryptographic hashing, and immutable append-only ledgers that permanently record every single rupee and coin.
- Voice Biometric passkey authentication for wallet transfers
- Single-use edge session tokens with automatic revocation
- Zero financial data sharing with unverified third parties
Unified Retail Commerce
A closed-loop economic flywheel that routes utility cashback coins into local retail stores, synchronizing multi-warehouse stock directly with in-store barcode POS registers.
- Multi-warehouse inventory triage and automated stock deduct
- Sub-second barcode checkout with instant GST tax invoices
- Direct consumer order routing to nearest merchant warehouse
Why Millions Trust Us for
Their Payments
Engineered with bank-grade cryptographic foundations, real-time utility synchronization, and automated enterprise retail inventory triage.
The Best Payment Experience
Auto-fetch live dues from 100+ BBPS utility boards. Settle electricity, water, broadband, or mobile recharges in 2.4 seconds with instant verifiable tax receipts.
Voice Biometric Security
Protect wallet withdrawals and high-value orders using your vocal acoustic signature. Built with Argon2id cryptographic hashing and zero plain-text credential leaks.
Integrated Merchant ERP & POS
Real-time stock triage across multiple warehouses. When a customer pays or an in-store cashier scans a barcode, inventory synchronizes instantly with automated GST reconciliation.
Closed-Loop Reward Economy
Earn genuine reward coins on every household bill. Win extra bonuses in the daily lucky number game and spend coins with guaranteed rupee redemption value on our marketplace.
Convenience at
Your Fingertips
Everything you need to handle payments, earn cashback, and run modern retail operations under one unified platform.
BBPS Utility Bill Payments
Auto-fetch electricity, water, gas, broadband, and FASTag bills from over 100+ accredited boards. Pay in seconds via UPI or wallet.
- Auto-fetch overdue bills
- Instant BBPS receipt
- 0 gateway surcharge
Rewards & Lucky Game
Earn spendable coins on every bill payment. Play the daily lucky number game to win jackpot coins and enjoy instant discounts on marketplace orders.
- Guaranteed coin cashback
- Daily lucky number prediction
- 1:1 rupee marketplace offset
Multi-Warehouse Inventory
For retail merchants: centralize inventory across multiple branch locations, set automated reorder thresholds, and manage vendor purchase orders.
- Multi-branch stock sync
- Automated low-stock triage
- Vendor GRN management
Barcode POS & GST Invoicing
Equip your counter with a lightning-fast web POS register. Connect USB/Bluetooth barcode scanners, deduct stock, and generate GST-compliant invoices.
- Instant barcode cart scanner
- GST B2B & B2C tax breakdown
- Offline cash & online QR modes
How PayBills Connects Consumers & Merchants
Most billing apps stop at receipts. Most ERPs are blind to end-consumers. PayBills bridges both into a continuous, self-reinforcing flywheel where household spending directly powers local retail growth.
Fetch live electricity, water, gas, and broadband bills across 100+ BBPS providers. Settle instantly via UPI, NetBanking, or card with voice verification.
Every Household Bill. Verified in Seconds.
Connected to official Bharat BillPay (BBPS) utility boards nationwide. Fetch real unpaid dues, authenticate with voice biometric verification or 1-tap UPI, and receive an instant verifiable tax receipt.
Supported Bill Categories
Tata Power — Delhi
CA #90481249
Shop Direct from Verified Stores. Pay Less with Coins.
Every product on PayBills is listed by real merchants operating through our multi-warehouse ERP and POS network. Use your earned bill-payment coins directly as currency at checkout.
Closed-Loop Checkout
How your coins offset real checkout amounts
Wireless Pro ANC Headphones
₹2,499.00
Deducts ₹200.00 instantly from your order total.
Turn Routine Bill Payments into Playable Rewards
Every utility bill paid earns PayBills Coins. Use your daily free game chances to predict the lucky target number and multiply coins for instant discounts on future bills and marketplace orders.
Daily Lucky Number Prediction
How Game Rewards Work
Rules are centrally managed and verified in the database. Every customer gets guaranteed daily free attempts without spending wallet cash.
Hit the exact 2-digit target number to win +50 bonus coins instantly added to your wallet.
Guess within ±2 of the target number to receive +5 consolation coins on every try.
Target numbers and free chances reset daily at 00:00 IST via automated background cron jobs.
Multi-Warehouse Inventory & Vendor Procurement
Eliminate disconnected spreadsheets and separate billing software. PayBills provides a single retail operating system spanning warehouse stock transfers, vendor purchase orders, and automatic low-stock triage.
Warehouse Stock Monitoring
Aggregated physical stock across Central Hub, Retail Shelves, and Transit
| SKU & Item Name | Central Hub | Retail Store | Total Available | Stock Health |
|---|---|---|---|---|
Wireless Pro ANC Headphones SKU-TN-902 • Audio | 420 units | 18 units | 438 units | Healthy |
Tactile Mechanical RGB Keyboard SKU-AX-314 • Gaming | 115 units | 12 units | 127 units | Healthy |
Ergonomic Precision Wireless Mouse SKU-AX-781 • Accessories | 8 units | 3 units | 11 units | Low Stock Alert |
Ultra-Clear Creator Studio Monitor SKU-TN-105 • Displays | 0 units | 2 units | 2 units | Critical Shortage |
From Barcode Beep to GST Invoice in Seconds
Equip store cashiers with hardware barcode scanning, automated stock deductions from store shelves, split tender payments, and compliant GST digital tax invoices.
Retail POS Register #01
Cashier: Station ActivePoint of Sale Capabilities
Engineered for speed during peak retail rush hours. No lag between scanning a barcode and updating accounting records.
Frequently Asked
Questions
Clear answers on bill payments, coins, voice authentication, and merchant retail tools.
Join Millions of
Satisfied Users!
Pay utility bills with biometric voice protection, earn genuine spendable closed-loop coins, and empower local retail merchants with unified enterprise ERP, inventory sync, and instant barcode POS registers.